![]() ![]() Insurance is provided by insurance carriers indicated in your Guide to Benefits. ![]() Also, see additional protections contained in your Bank of the West Credit Card Account Agreement regarding Your Liability for Unauthorized Use and Billing Rights under the Fair Credit Billing Act. ↩ĥ Credit Card: For more information about Zero Liability protection, refer to /zero-liability.html. Refer to the "Consumer Liability of Unauthorized Transfers" and "Mastercard Debit Card Zero Liability" sections of your Deposit Account Disclosure for Personal Accounts (PDF) for details. ↩Ĥ Debit Card: Your liability for unauthorized use of your debit card for debit transactions processed through the Mastercard system will be zero dollars ($0) provided the following conditions are met: (1) you can demonstrate that you exercised reasonable care in safeguarding the debit card from risk of loss or theft and (2) upon becoming aware of a loss or theft, you promptly report the loss or theft to Bank of the West. Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co. ↩ģ Samsung Pay is compatible on select Samsung devices. Google Pay works on Android devices running Android Lollipop 5.0 or above. ↩Ģ Google Pay is a trademark of Google LLC. Apple Pay, iPhone, iPad, and Apple Watch are trademarks of Apple Inc. Apple and the Apple Logo are trademarks of Apple Inc., registered in the U.S. ![]() 1 Apple Pay works with iPhone 6 or later, and Apple Watch. ![]()
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